Real estate gives moderate returns and should be a hedge against inflation Property and gold are the darlings of Indian investors. But, today, in many cities, there are “ghost flats” or towers of unoccupied...
Read more
Authored by Neha Kalia, Consultant-The AZAD Programme Personal Finance can be a very challenging sphere for some of us who find financial jargon very confusing. If your eyes glaze over when someone talks about...
Read more
Authored by Neha Kalia, Consultant-The AZAD Programme If ANY of the following statements resonate with you, it’s a sign that you need professional help with Financial Planning… “I’m not sure EXACTLY how much money...
Read more
Financial Freedom
Financial Planning
5 Common Money Mistakes that you could be making right now and how to avoid them
Authored by Neha Kalia, Consultant-The AZAD Programme In this busy world, we are always trying to juggle many things. No one really has the time to become an expert at everything. Managing finances...
Read more
Financial Freedom
Financial Planning
Uncategorized
5 Things Cricket Teaches You About Managing Your Money
Authored by Neha Kalia, Consultant-The AZAD Programme 1. You can’t play a test match the same way you play a T-20. Similarly, you must have a different strategy for money that you need in...
Read more
Authored by Neha Kalia, Consultant-The AZAD Programme Step 1 Rationalize Over time we invariably end up with multiple bank accounts, mutual fund investments, fixed deposits etc. For each financial account or holding that you...
Read more
Authored by Neha Kalia, Consultant-The AZAD Programme Not too long ago, insurance in the Indian context was synonymous with LIC. In the LIC ads you typically saw a man in his late 40s kicking...
Read more
Authored by Neha Kalia, Consultant-The AZAD Programme You probably earn a fairly steady monthly income. But are your expenses steady too? Does an unusually high electricity bill in the peak of summer throw you...
Read more
We at AZAD define ‘financial freedom’ as – the state when your “passive income” is more than your living expenses. “passive income” is income you earn without working. A simple example: Amit, a 27...
Read more
Do you value “freedom”? Most people say with a resounding “Yes!” Who does not say that “If it was not for….then I would do …”. Freedom is exhilarating, liberating, and for some, sometimes a...
Read more
